Locate. Recover. Deliver.
Your Unclaimed Money Is Waiting.
We'll Recover It For You.
When a property is sold at a tax sale or foreclosure auction for more than what was owed, the surplus belongs to you — the former owner. Equity Recovery Consultants locates, files, and delivers those funds directly to you.
No Upfront Costs
Contingency-Based Only
Fast Processing
We Handle All The Paperwork
Secure & Confidential
Your Data Is Protected
Licensed
Bonded
Insured
Fully Credentialed
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Understanding Your Rights
What Are Surplus / Overage Funds?
When a property is foreclosed upon or sold at a tax deed auction, it is often sold for more than the total debt owed to the lender or government. The difference between the sale price and what was owed is called surplus funds — and that money legally belongs to the former property owner.
Unfortunately, most former owners never know these funds exist. Courts hold the money for a limited time — and if no one claims it, it can be transferred to the state as unclaimed property, potentially lost forever.
That's where Equity Recovery Consultants comes in. We identify these surplus funds, handle all the legal filings and court appearances, and ensure the rightful owner receives every dollar they're owed — with zero upfront cost to you.
$50K+
Average Surplus Fund Amount
18
Avg. Months Funds Sit Unclaimed
$0
Upfront Cost to You
Our Promise
If we don't recover your funds,
you don't pay a thing.
Simple & Transparent
How The Recovery Process Works
We handle all the complexity — you simply sit back while we fight for your money.
We Locate the Funds
Our team researches public auction records and court filings to identify surplus funds held on your behalf. We confirm the amount and verify your eligibility before taking any action.
We File & Recover
Once engaged, we prepare and file all necessary legal documents, attend hearings on your behalf, and navigate the court system to secure the release of your funds — all at no upfront cost.
We Deliver the Money
After successful recovery, we deliver your funds directly to you. Our fee is a small, pre-agreed percentage of what we recover — so we only get paid when you do.
Find Out If You Qualify
Who May Have Surplus Funds?
You may be entitled to money if you or a family member were involved in any of these situations:
Foreclosure Sale
Your property was foreclosed on and sold at auction for more than the mortgage balance owed to the lender.
Tax Deed Sale
Your property was sold at a county tax auction due to unpaid property taxes, and it sold for more than the taxes owed.
Heir of Deceased Owner
A family member who owned property passed away, and their former home was sold at auction — leaving surplus funds behind.
Received a Letter
You've received a court notice or letter about unclaimed surplus funds but aren't sure what to do next or how to proceed.
Recent Sale (1-5 Years)
A property you or a relative owned was sold at a distressed sale within the past five years — surplus funds may still be held by the court.
Out-of-State Owner
You live in a different state from where the property was located, making it difficult to navigate the local court system on your own.
Our Commitment
Why Choose Equity Recovery Consultants?
Licensed, Bonded & Insured
We operate with full professional credentials — licensed in our state, bonded for your protection, and fully insured. You can trust us to handle your claim with the highest standard of care.
Absolutely No Upfront Fees
Our contingency model means you never pay out of pocket. We only collect a pre-agreed percentage after successfully recovering your funds. No recovery = no charge.
Family-Owned & Client-Focused
As a family-owned business, we treat every client like family. You'll always have direct access to a real person — not a call center — who genuinely cares about your outcome.
Expert Navigation of the Legal Process
Surplus fund claims require precise filings, court appearances, and legal knowledge. Our specialists handle every step, removing all the burden from you.
Locate. Recover. Deliver.
Our three-word mission is our guarantee to every client. We find your money, we fight for your money, and we put your money in your hands.
Contingency-Based · Risk-Free
YOU ONLY PAY WHEN WE SUCCEED
Got Questions?
Frequently Asked Questions
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Fill out the form below and our team will research your potential claim within 24-48 hours — at absolutely no cost or obligation to you.